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Portfolio Analysis is the evaluation of risk to large numbers
of properties. Karma2go® uses CATmandu® to estimate
the business impact of California earthquakes and U.S. coastal
hurricanes.
karma2go, LLC (K2GO) uses probabilistic and engineering methods to
realistically evaluate the performance of structures under specified
catastrophic conditions. K2GO combines custom developed catastrophe
modeling software with advanced structural analysis tools and extensive
engineering, climatological and geological databases to perform these
evaluations.
Catmandu®
CATmandu is an advanced catastrophe modeling tool developed
by K2GO. CATmandu uses science and engineering models and
databases to analyze the effects of earthquakes and hurricanes
on client portfolios. By using reliable tools and technologies,
this sophisticated software produces better business information
for insurers, reinsurers, property owners and risk managers.
This includes:
- Ground-up losses
- Gross losses
- Reinsurance losses
- Confidence and uncertainty
- Probable maximum loss (PML)
- Maximum foreseeable loss (MFL)
- Annualized loss
Benefits of Portfolio Analysis
K2GOs Portfolio Analysis Service provides detailed information
about financial losses and business interruption due to catastrophes.
This information can be used to make better business decisions.
Brokers, insurers, reinsurers, risk managers, investors, and property
owners all benefit from the use of this technology, as shown in
the following table:
User
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Benefits
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All Users
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- Better business decisions
- Improved risk management
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Property Owner/Risk Manager
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- Understanding of risks to company operations
- Ability to create and test disaster plans
- Improved business recovery planning
- Protection against loss of market share
- Protection of operations from bottle necking
due to critical facility loss
- Improved marketability of risk
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Financial Institutions
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- Exposure Identification
- Identification of high risk properties
- Improved financial management and risk transfer
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